/* Town Center Title, Direction C "Daylight": shared styles for every page except the homepage
   (the homepage adds home.css on top of this file).
   Built 2026-09-28. Pages are generated by build-pages.py from pages-src/. */
:root{
  --bg1:#FDFCF9; --bg2:#F3E6CB; --ink:#1C1B19; --ink-2:#3A3833; --muted:#6E6A62; --line:rgba(28,27,25,.14);
  --pill:#F2D16B; --pill-2:#E9C24E; --gold:#B8862F; --card:#FFFFFF; --warn:#A8452F;
  --r:30px; --f:'Archivo',system-ui,sans-serif; --pad:clamp(16px,3.4vw,48px);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;background:var(--bg1)}
body{font-family:var(--f);color:var(--ink);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:clip;background:var(--bg1)}
main{overflow-x:clip}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
.wrap{max-width:1360px;margin:0 auto;padding-left:var(--pad);padding-right:var(--pad)}
.x{font-stretch:125%;font-weight:800;letter-spacing:-.02em;text-transform:uppercase;line-height:.86}
h1,h2,h3{font-weight:500;letter-spacing:-.03em;line-height:1.02}
h2{font-size:clamp(34px,4.2vw,58px)}
.sm{font-size:13px;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--muted)}
.u{text-decoration:underline;text-underline-offset:5px;text-decoration-thickness:1.5px;font-weight:600}
.arr{width:18px;height:18px}
html.js [data-reveal]{opacity:0;transform:translateY(28px);filter:blur(8px);transition:opacity .9s cubic-bezier(.16,1,.3,1),transform .9s cubic-bezier(.16,1,.3,1),filter .9s}
html.js [data-reveal].in{opacity:1;transform:none;filter:none}

/* buttons (with the gloss Rahul liked) */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;height:52px;padding:0 26px;border-radius:999px;font-weight:600;font-size:15px;transition:transform .25s,box-shadow .25s,background .25s;position:relative;overflow:hidden}
.btn-pill{background:linear-gradient(180deg,#F8E08C 0%,#F2D16B 48%,#E7BF47 100%);color:var(--ink);box-shadow:0 1px 0 rgba(255,255,255,.85) inset,0 -2px 0 rgba(150,105,20,.22) inset,0 12px 26px -12px rgba(201,154,69,.85)}
.btn-pill:hover{transform:translateY(-2px)}
.btn-pill:active{transform:translateY(1px)}
.btn-ink{background:linear-gradient(180deg,#3A3834 0%,#1C1B19 55%,#121110 100%);color:#fff;box-shadow:0 1px 0 rgba(255,255,255,.22) inset,0 12px 24px -14px rgba(0,0,0,.7)}
.btn-ink:hover{transform:translateY(-2px)}
.btn-pill:after,.btn-ink:after{content:"";position:absolute;inset:0;background:linear-gradient(115deg,transparent 30%,rgba(255,255,255,.45) 50%,transparent 70%);transform:translateX(-130%);transition:transform .8s cubic-bezier(.16,1,.3,1);pointer-events:none}
.btn-ink:after{background:linear-gradient(115deg,transparent 30%,rgba(255,255,255,.2) 50%,transparent 70%)}
.btn-pill:hover:after,.btn-ink:hover:after{transform:translateX(130%)}
.btn-line{border:1px solid var(--line);background:rgba(255,255,255,.6)}
.btn-line:hover{background:#fff}
.btn-lg{height:60px;padding:0 32px;font-size:16px}

/* header: frosted pill bar */
.head{position:fixed;inset:16px 0 auto;z-index:50;pointer-events:none}
.bar{pointer-events:auto;max-width:1180px;margin:0 auto;width:calc(100% - 2*var(--pad));display:flex;align-items:center;justify-content:space-between;gap:16px;padding:8px 8px 8px 12px;border-radius:999px;background:rgba(255,255,255,.62);border:1px solid rgba(28,27,25,.08);backdrop-filter:blur(18px) saturate(1.4);-webkit-backdrop-filter:blur(18px) saturate(1.4);box-shadow:0 1px 0 #fff inset,0 10px 30px -20px rgba(28,27,25,.3)}
.brand{display:flex;align-items:center;gap:10px}
.brand .dot{width:40px;height:40px;border-radius:50%;background:var(--pill);display:grid;place-items:center}
.brand .dot img{height:26px;width:auto}
.brand .w{height:13px;width:auto}
.nav{display:flex;gap:28px;font-size:14px;color:var(--ink-2)}
.nav a{position:relative}
.nav a:hover{color:var(--ink)}
.nav a[aria-current=page]{color:var(--ink);font-weight:600}
.nav a[aria-current=page]:after{content:"";position:absolute;left:50%;bottom:-8px;width:5px;height:5px;border-radius:50%;background:var(--gold);transform:translateX(-50%)}
.hr{display:flex;align-items:center;gap:8px}
.lang{font-size:13px;font-weight:600;color:var(--muted);display:flex;gap:4px;padding:0 6px}
.lang a,.lang span{padding:4px 5px}.lang .on{color:var(--ink)}
.hr .btn{height:42px;padding:0 18px;font-size:14px}
.burger{display:none;width:42px;height:42px;border-radius:50%;background:var(--ink);color:#fff;align-items:center;justify-content:center}
.mnav{position:fixed;inset:0;z-index:40;background:var(--bg1);padding:100px var(--pad) 40px;display:flex;flex-direction:column;overflow-y:auto;transform:translateY(-100%);visibility:hidden;transition:transform .5s cubic-bezier(.16,1,.3,1),visibility 0s .5s}
.mnav.open{transform:none;visibility:visible;transition:transform .5s cubic-bezier(.16,1,.3,1)}
.mnav a{font-size:30px;font-weight:500;letter-spacing:-.02em;padding:10px 0;border-bottom:1px solid var(--line)}
.mnav a[aria-current=page]{color:var(--gold)}
.mnav .mn-small{display:flex;flex-wrap:wrap;gap:0 18px;margin-top:18px}
.mnav .mn-small a{font-size:16px;border:0;padding:12px 0;color:var(--ink-2)}

/* page hero */
.pgh{position:relative;padding-top:clamp(128px,15vh,160px);padding-bottom:clamp(56px,7vw,96px);background:linear-gradient(180deg,var(--bg1) 0%,#FAF4E7 55%,var(--bg2) 100%);border-radius:0 0 44px 44px;overflow:hidden;isolation:isolate}
.pgh:before{content:"";position:absolute;width:760px;height:760px;right:-280px;top:-380px;border-radius:50%;background:radial-gradient(circle,rgba(242,209,107,.3),transparent 65%);z-index:-1}
.pgh-in{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(28px,5vw,80px);align-items:center}
.pgh.solo .pgh-in{grid-template-columns:1fr;max-width:920px;text-align:center;margin:0 auto}
.pgh.solo .pgh-sub{margin-left:auto;margin-right:auto}
.pgh.solo .pgh-ctas,.pgh.solo .crumbs{justify-content:center}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:13.5px;color:var(--muted);margin-bottom:22px}
.crumbs a{text-decoration:underline;text-underline-offset:3px}
.crumbs a:hover{color:var(--ink)}
.crumbs i{font-style:normal;opacity:.5}
.pgh-h{font-size:clamp(42px,5.4vw,84px);font-weight:500;letter-spacing:-.045em;line-height:.98;margin:14px 0 18px}
.pgh-sub{font-size:clamp(16.5px,1.35vw,19px);color:var(--ink-2);max-width:46ch}
.pgh-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.pgh-photo{position:relative;height:clamp(340px,36vw,500px);border-radius:var(--r);overflow:hidden;box-shadow:0 40px 80px -50px rgba(92,66,24,.6)}
.pgh-photo .pimg{position:absolute;inset:-10% 0;background-size:cover;background-position:center}
.pgh-card{position:absolute;right:-1px;bottom:-1px;width:min(64%,320px);background:linear-gradient(180deg,#F8E08C,#F2D16B 55%,#EBC654);border-top-left-radius:24px;padding:18px 18px 20px;font-weight:600;font-size:18px;line-height:1.22;letter-spacing:-.01em;box-shadow:0 1px 0 rgba(255,255,255,.8) inset}
.pgh-card small{display:block;font-weight:500;font-size:13.5px;margin-top:8px;color:var(--ink-2)}

/* page sections */
.sec{padding-top:clamp(64px,8vw,110px)}
.sec:last-of-type{padding-bottom:clamp(40px,5vw,70px)}
.sec-h{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:34px}
.sec-h h2{margin-top:12px;max-width:18ch}
.sec-h p{color:var(--ink-2);max-width:40ch}

/* reading layout: sticky index + prose */
.read{display:grid;grid-template-columns:260px 1fr;gap:clamp(30px,6vw,100px);align-items:start}
.toc{position:sticky;top:120px;display:flex;flex-direction:column;gap:2px;padding:18px;border-radius:22px;background:#fff;border:1px solid var(--line);box-shadow:0 20px 40px -34px rgba(28,27,25,.5)}
.toc .sm{padding:4px 10px 10px}
.toc a{display:flex;align-items:center;gap:10px;padding:10px;border-radius:12px;font-size:15px;color:var(--ink-2);min-height:44px;transition:background .25s,color .25s}
.toc a:before{content:"";flex:none;width:8px;height:8px;border-radius:50%;border:1.5px solid rgba(28,27,25,.25);transition:all .3s}
.toc a:hover{background:rgba(242,209,107,.18)}
.toc a.on{color:var(--ink);font-weight:600;background:rgba(242,209,107,.25)}
.toc a.on:before{background:var(--pill);border-color:#D9AE3A;box-shadow:0 0 0 4px rgba(242,209,107,.35)}
.toc .toc-call{margin-top:10px;padding:14px 10px 4px;border-top:1px solid var(--line);font-size:14px;color:var(--ink-2)}
.toc .toc-call b{display:block;font-size:20px;color:var(--ink);letter-spacing:-.02em;font-stretch:110%}
[id]{scroll-margin-top:100px}
.prose>section{scroll-margin-top:110px}
.prose>section+section{margin-top:clamp(56px,6vw,88px)}
.prose h2{font-size:clamp(30px,3.2vw,46px);margin:10px 0 18px;max-width:20ch}
.prose p{font-size:17px;color:var(--ink-2);max-width:62ch}
.prose p+p{margin-top:14px}
.prose p b{color:var(--ink)}
.lead{font-size:clamp(19px,1.6vw,23px)!important;color:var(--ink)!important;letter-spacing:-.01em;line-height:1.45;max-width:40ch!important}

/* check list */
.ticks{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:24px}
.ticks li{display:flex;gap:14px;align-items:flex-start;padding:16px 18px;border-radius:18px;background:#fff;border:1px solid var(--line);font-size:16px;font-weight:500;line-height:1.35}
.ticks li:before{content:"";flex:none;width:26px;height:26px;border-radius:50%;margin-top:-1px;background:var(--pill) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%231C1B19' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat;box-shadow:0 1px 0 rgba(255,255,255,.8) inset}
.ticks.one{grid-template-columns:1fr}

/* numbered steps (rules, flows) */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:26px;counter-reset:s}
.steps.three{grid-template-columns:repeat(3,1fr)}
.steps.two{grid-template-columns:repeat(2,1fr)}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:22px;padding:22px;display:flex;flex-direction:column;gap:10px;box-shadow:0 18px 36px -30px rgba(28,27,25,.45)}
.step .num{width:40px;height:40px;border-radius:50%;background:linear-gradient(180deg,#F8E08C,#F2D16B 50%,#E5BC44);display:grid;place-items:center;font-weight:700;box-shadow:0 1px 0 rgba(255,255,255,.85) inset,0 -2px 0 rgba(150,105,20,.2) inset}
.step h3,.step h4{font-size:18px;font-weight:600;letter-spacing:-.015em;line-height:1.25}
.step p{font-size:15px;color:var(--ink-2)}
.step .ic{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--bg1);border:1px solid var(--line)}

/* fraud flow: the path money takes when an email is hacked */
.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:30px;position:relative}
.flow:before{content:"";position:absolute;left:12%;right:12%;top:34px;border-top:2px dashed rgba(168,69,47,.45)}
.fl{position:relative;text-align:center;padding:0 12px}
.fl .ic{position:relative;z-index:1;width:68px;height:68px;margin:0 auto 16px;border-radius:50%;background:#fff;border:1px solid var(--line);display:grid;place-items:center;box-shadow:0 14px 30px -18px rgba(28,27,25,.5)}
.fl.bad .ic{background:#FBEAE4;border-color:rgba(168,69,47,.35);color:var(--warn)}
.fl b{display:block;font-size:17px;letter-spacing:-.01em}
.fl p{font-size:14.5px;color:var(--ink-2);margin:6px auto 0;max-width:26ch}

/* callouts */
.note{margin-top:26px;border-radius:24px;padding:24px 26px;background:linear-gradient(135deg,#FBEFC6,#F2D16B);display:flex;gap:18px;align-items:flex-start;box-shadow:0 1px 0 rgba(255,255,255,.8) inset,0 24px 40px -30px rgba(150,105,20,.7)}
.note .ic{flex:none;width:44px;height:44px;border-radius:14px;background:rgba(255,255,255,.7);display:grid;place-items:center}
.note b{display:block;font-size:18px;letter-spacing:-.015em}
.note p{font-size:15.5px!important;color:var(--ink)!important;margin-top:4px}
.note a{font-weight:700;text-decoration:underline;text-underline-offset:3px}
.note.dark{background:var(--ink);color:#F4EFE6;box-shadow:0 30px 60px -40px rgba(0,0,0,.7)}
.note.dark p{color:rgba(244,239,230,.8)!important}
.note.dark .ic{background:rgba(242,209,107,.18);color:var(--pill)}
.draft{margin-top:22px;border:1.5px dashed rgba(168,69,47,.5);background:#FDF3EF;color:#5A2A1E;border-radius:18px;padding:14px 18px;font-size:14.5px}
.draft b{color:var(--warn)}

/* side card that follows the reader (audience pages) */
.split{display:grid;grid-template-columns:1fr 360px;gap:clamp(30px,6vw,100px);align-items:start}
.side-card{position:sticky;top:120px;background:#fff;border:1px solid var(--line);border-radius:28px;padding:26px;box-shadow:0 30px 60px -44px rgba(28,27,25,.55)}
.side-card h3{font-size:26px;font-weight:500;letter-spacing:-.03em;margin:10px 0 8px}
.side-card p{font-size:15px;color:var(--ink-2)}
.side-card .btn{width:100%;margin-top:14px}
.side-rows{margin-top:18px;border-top:1px solid var(--line)}
.side-rows a,.side-rows span{display:flex;justify-content:space-between;gap:10px;align-items:center;padding:13px 0;border-bottom:1px solid var(--line);font-size:15px;min-height:48px}
.side-rows small{color:var(--muted);font-size:13.5px}
.side-rows a:hover b{color:var(--gold)}

/* chips and badges */
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.chip{display:inline-flex;align-items:center;gap:8px;height:40px;padding:0 16px;border-radius:999px;background:#fff;border:1px solid var(--line);font-size:14.5px;font-weight:500}
.chip i{width:8px;height:8px;border-radius:50%;background:var(--pill);font-style:normal}
.uw-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:22px}
.uw-card{display:flex;align-items:center;gap:14px;padding:16px 20px;border-radius:18px;background:#fff;border:1px solid var(--line);min-height:76px}
.uw-card img{height:34px;width:auto;mix-blend-mode:multiply}
.uw-card small{display:block;font-size:13px;color:var(--muted)}

/* service cards (same as the homepage) */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{--cr:24px;display:block}
.card .img{position:relative;height:280px;border-radius:var(--cr);overflow:hidden}
.card .img div{position:absolute;inset:0;background-size:cover;background-position:center;transition:transform 1.1s cubic-bezier(.16,1,.3,1)}
.card:hover .img div{transform:scale(1.06)}
.tag{position:absolute;left:14px;top:14px;z-index:2;background:#fff;font-size:13px;font-weight:600;padding:6px 11px;border-radius:999px}
.cut{position:absolute;right:0;bottom:0;z-index:2;background:var(--bg1);border-top-left-radius:var(--cr);padding:10px 0 0 10px}
.cut:before,.cut:after{content:"";position:absolute;width:var(--cr);height:var(--cr);background:radial-gradient(circle at 0 0,transparent calc(var(--cr) - .5px),var(--bg1) var(--cr))}
.cut:before{right:0;top:calc(-1 * var(--cr))}
.cut:after{left:calc(-1 * var(--cr));bottom:0}
.cut span{width:52px;height:52px;border-radius:50%;border:1px solid var(--line);display:grid;place-items:center;transition:all .3s;background:#fff}
.card:hover .cut span{background:var(--pill);border-color:transparent;transform:rotate(-45deg)}
.meta{margin-top:14px;font-size:13px;color:var(--muted);display:flex;gap:10px;flex-wrap:wrap}
.meta i{font-style:normal;width:1px;background:var(--line)}
.card h3{font-size:24px;font-weight:600;margin-top:6px;letter-spacing:-.02em}
.card p{font-size:15px;color:var(--ink-2);margin-top:6px}
/* text-only "keep reading" cards */
.kr{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.krc{position:relative;display:flex;flex-direction:column;gap:8px;min-height:190px;padding:24px;border-radius:24px;background:#fff;border:1px solid var(--line);box-shadow:0 1px 0 #fff inset,0 18px 36px -30px rgba(28,27,25,.5);transition:translate .3s,box-shadow .3s}
.krc:hover{translate:0 -4px;box-shadow:0 1px 0 #fff inset,0 26px 44px -28px rgba(28,27,25,.55)}
.krc .sm{font-size:13px}
.krc b{font-size:21px;font-weight:600;letter-spacing:-.02em;line-height:1.2;max-width:18ch}
.krc small{font-size:14.5px;color:var(--ink-2);padding-right:52px}
.krc .dgo{position:absolute;right:20px;bottom:20px;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;color:#fff;background:linear-gradient(180deg,#3A3834,#141311);box-shadow:0 1px 0 rgba(255,255,255,.2) inset;transition:transform .3s}
.krc:hover .dgo{transform:rotate(-45deg)}

/* service list (everything we handle) */
.svl{display:grid;grid-template-columns:repeat(2,1fr);gap:0 40px;margin-top:10px}
.svl div{display:flex;align-items:center;gap:16px;padding:18px 0;border-bottom:1px solid var(--line);font-size:17px;font-weight:500}
.svl div span{flex:none;width:34px;font-size:13px;font-weight:700;color:var(--gold);font-variant-numeric:tabular-nums}

/* team (same cards as the homepage) */
.tm-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.tm-card{position:relative;aspect-ratio:3/4;border-radius:26px;overflow:hidden;isolation:isolate;box-shadow:0 30px 50px -34px rgba(28,27,25,.55);transition:transform .5s cubic-bezier(.16,1,.3,1)}
.tm-card:hover{transform:translateY(-6px)}
.tm-bg{position:absolute;inset:0;z-index:-2}
.t-adam .tm-bg{background:radial-gradient(120% 90% at 30% 20%,#57524A 0%,#2B2925 55%,#1A1917 100%)}
.t-chad .tm-bg{background:radial-gradient(110% 80% at 50% 25%,#F8E3A2 0%,#EBC458 50%,#C99A3A 100%)}
.t-maile .tm-bg{background:radial-gradient(120% 90% at 70% 20%,#F4E3CF 0%,#E3C29F 55%,#B98E66 100%)}
.tm-photo{position:absolute;left:50%;bottom:0;height:92%;width:auto;max-width:none;translate:-50% 0;z-index:-1}
.tm-initials{position:absolute;inset:0;z-index:-1;display:grid;place-items:center;padding-bottom:22%;font-size:clamp(90px,9vw,140px);font-weight:800;font-stretch:125%;letter-spacing:-.04em;background:linear-gradient(160deg,#FFF3C4 0%,#F2D16B 35%,#B8862F 70%,#F7E3A0 100%);-webkit-background-clip:text;background-clip:text;color:transparent;filter:drop-shadow(0 10px 18px rgba(0,0,0,.25))}
.t-maile .tm-initials{background:linear-gradient(160deg,#fff 0%,#FFF6E4 40%,#D9B48C 100%);-webkit-background-clip:text;background-clip:text}
.tm-soon{position:absolute;left:14px;top:14px;font-size:13px;font-weight:600;padding:6px 11px;border-radius:999px;background:rgba(255,255,255,.18);color:#fff;backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.25)}
.t-maile .tm-soon{background:rgba(255,255,255,.5);color:var(--ink)}
.tm-foot{position:absolute;left:0;right:0;bottom:0;padding:70px 20px 18px;color:#fff;background:linear-gradient(180deg,transparent 0%,rgba(15,14,12,.55) 30%,rgba(15,14,12,.88) 100%)}
.tm-line{font-size:16px;font-weight:500;line-height:1.35;letter-spacing:-.01em;margin-bottom:16px}
.tm-meta{display:flex;justify-content:space-between;align-items:flex-end;gap:12px}
.tm-meta b{display:block;font-size:15.5px;text-align:right}
.tm-meta span{display:block;font-size:13px;opacity:.85;text-align:right}
.tm-logo{height:30px;width:auto}

/* big number card (about) */
.num-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.nc{border-radius:28px;padding:28px;background:linear-gradient(180deg,rgba(255,255,255,.95),rgba(255,255,255,.62));border:1px solid rgba(28,27,25,.07);box-shadow:0 1px 0 #fff inset,0 30px 60px -48px rgba(92,66,24,.55)}
.nc .n{font-size:clamp(64px,6.4vw,96px);font-weight:300;letter-spacing:-.05em;line-height:.9;font-variant-numeric:tabular-nums}
.nc .n sup{font-size:.34em;font-weight:600;color:var(--gold);vertical-align:top}
.nc .nw{font-size:clamp(34px,3.2vw,48px);font-weight:500;letter-spacing:-.035em;line-height:1}
.nc p{margin-top:14px;color:var(--ink-2);font-size:15.5px;max-width:28ch}

/* week strip (when will I get my check) */
.week{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin-top:26px}
.day{border-radius:22px;padding:18px 16px 20px;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:8px;min-height:170px}
.day .d{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.day b{font-size:17px;letter-spacing:-.01em;line-height:1.25}
.day small{font-size:14px;color:var(--ink-2);line-height:1.4}
.day.good{background:linear-gradient(180deg,#FFF8E1,#FBEFC6);border-color:#EBCB6A}
.day.good .d{color:var(--gold)}
.day.late{background:repeating-linear-gradient(135deg,#fff 0 10px,#F7F3EC 10px 20px)}
.week-key{display:flex;gap:18px;flex-wrap:wrap;margin-top:14px;font-size:14px;color:var(--ink-2)}
.week-key span{display:inline-flex;gap:8px;align-items:center}
.week-key i{width:14px;height:14px;border-radius:4px;background:#FBEFC6;border:1px solid #EBCB6A}
.week-key i.l{background:repeating-linear-gradient(135deg,#fff 0 3px,#EDE6DA 3px 6px);border-color:var(--line)}
.vs{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:24px}
.vs>div{border-radius:24px;padding:24px;background:#fff;border:1px solid var(--line)}
.vs>div.dk{background:var(--ink);color:#F4EFE6;border-color:transparent}
.vs b{display:block;font-size:22px;letter-spacing:-.02em;margin:10px 0 6px}
.vs p{font-size:15.5px!important;color:inherit!important;opacity:.85}

/* forms */
.fwrap{display:grid;grid-template-columns:1fr 380px;gap:clamp(24px,4vw,60px);align-items:start}
.fcard-w{background:#fff;border:1px solid var(--line);border-radius:32px;padding:clamp(20px,3vw,40px);box-shadow:0 40px 80px -60px rgba(28,27,25,.6)}
.fs{border:0;padding:0}
.fs+.fs{margin-top:34px;padding-top:30px;border-top:1px solid var(--line)}
.fs legend{float:left;width:100%;display:flex;align-items:center;gap:12px;font-size:22px;font-weight:600;letter-spacing:-.02em;margin-bottom:6px}
.fs legend span{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;font-size:14px;font-weight:700;background:linear-gradient(180deg,#F8E08C,#F2D16B 50%,#E5BC44);box-shadow:0 1px 0 rgba(255,255,255,.85) inset}
.fs legend+*{clear:both}
.fs .hint{clear:both;font-size:14.5px;color:var(--muted);margin-bottom:18px;padding-left:46px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.grid3{display:grid;grid-template-columns:2fr 1fr 1fr;gap:14px}
.fld{display:flex;flex-direction:column;gap:7px}
.fld.full{grid-column:1/-1}
.fld label,.fld .lbl{font-size:14px;font-weight:600;color:var(--ink)}
.fld label em,.fld .lbl em{font-style:normal;color:var(--muted);font-weight:500}
.fld input,.fld select,.fld textarea{font:inherit;font-size:16px;color:var(--ink);background:var(--bg1);border:1.5px solid rgba(28,27,25,.14);border-radius:14px;padding:0 16px;height:56px;width:100%;outline:0;transition:border-color .2s,box-shadow .2s,background .2s;appearance:none;-webkit-appearance:none}
.fld select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 9l6 6 6-6' fill='none' stroke='%231C1B19' stroke-width='2'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;background-size:18px;padding-right:44px}
.fld textarea{height:auto;min-height:150px;padding:14px 16px;resize:vertical;line-height:1.5}
.fld input:focus,.fld select:focus,.fld textarea:focus{border-color:#D9AE3A;background:#fff;box-shadow:0 0 0 4px rgba(242,209,107,.35)}
.fld.bad input,.fld.bad textarea{border-color:var(--warn);box-shadow:0 0 0 4px rgba(168,69,47,.12)}
.fld .err{display:none;font-size:13.5px;color:var(--warn);font-weight:500}
.fld.bad .err{display:block}
.money{position:relative}
.money:before{content:"$";position:absolute;left:16px;top:50%;transform:translateY(-50%);font-weight:600;color:var(--muted);pointer-events:none}
.money input{padding-left:30px}
.pct{position:relative}
.pct:after{content:"%";position:absolute;right:16px;top:50%;transform:translateY(-50%);font-weight:600;color:var(--muted);pointer-events:none}
.roles{display:flex;flex-wrap:wrap;gap:8px}
.roles label{position:relative;cursor:pointer}
.roles input{position:absolute;opacity:0;pointer-events:none}
.roles span{display:inline-flex;align-items:center;height:48px;padding:0 18px;border-radius:999px;border:1.5px solid rgba(28,27,25,.18);background:#fff;font-size:15px;font-weight:500;transition:all .2s}
.roles input:checked+span{background:var(--ink);color:#fff;border-color:var(--ink)}
.roles input:focus-visible+span{box-shadow:0 0 0 4px rgba(242,209,107,.5)}
.drop{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;text-align:center;min-height:170px;padding:22px;border-radius:20px;border:2px dashed rgba(184,134,47,.5);background:linear-gradient(180deg,#FFFCF2,#FBF3DC);transition:all .2s;cursor:pointer}
.drop:hover,.drop.over{border-color:var(--gold);background:#FBEFC6}
.drop input{position:absolute;inset:0;opacity:0;cursor:pointer}
.drop .ic{width:52px;height:52px;border-radius:16px;background:#fff;display:grid;place-items:center;box-shadow:0 10px 20px -14px rgba(92,66,24,.6)}
.drop b{font-size:17px}
.drop small{font-size:13.5px;color:var(--muted)}
.drop.has{border-style:solid;border-color:#D9AE3A;background:#fff}
.drop.bad{border-color:var(--warn);background:#FDF3EF}
.or{display:flex;align-items:center;gap:14px;margin:16px 0;font-size:13px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.or:before,.or:after{content:"";flex:1;height:1px;background:var(--line)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.submit-row{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;margin-top:30px;padding-top:24px;border-top:1px solid var(--line)}
.submit-row p{font-size:14px;color:var(--muted);max-width:44ch}
.done{display:none;text-align:center;padding:30px 10px}
.done .ic{width:84px;height:84px;margin:0 auto 18px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(180deg,#F8E08C,#F2D16B 50%,#E5BC44);box-shadow:0 1px 0 rgba(255,255,255,.85) inset,0 20px 40px -20px rgba(150,105,20,.8)}
.done h2{font-size:clamp(30px,3vw,42px)}
.done p{color:var(--ink-2);max-width:44ch;margin:12px auto 0}
.sent form{display:none}.sent .done{display:block}
.send-err{margin:0 0 14px;padding:14px 16px;border-radius:12px;background:#FDF3EF;border:1px solid rgba(168,69,47,.35);color:var(--warn);font-size:16px;line-height:1.5}.send-err[hidden]{display:none}.send-err a{color:inherit;font-weight:600;text-decoration:underline}
button[aria-busy=true]{opacity:.6;cursor:progress}
.next{position:sticky;top:120px;display:flex;flex-direction:column;gap:14px}
.next-card{background:var(--ink);color:#F4EFE6;border-radius:28px;padding:26px;position:relative;overflow:hidden}
.next-card:before{content:"";position:absolute;width:420px;height:420px;right:-200px;top:-240px;border-radius:50%;background:radial-gradient(circle,rgba(242,209,107,.25),transparent 65%)}
.next-card .sm{color:rgba(244,239,230,.55)}
.next-card h3{font-size:24px;font-weight:500;letter-spacing:-.025em;margin:10px 0 16px;color:#fff}
.nx{position:relative;display:flex;gap:14px;padding:12px 0}
.nx+.nx{border-top:1px solid rgba(244,239,230,.12)}
.nx span{flex:none;width:30px;height:30px;border-radius:50%;background:var(--pill);color:var(--ink);display:grid;place-items:center;font-size:13px;font-weight:700}
.nx b{display:block;font-size:15.5px;color:#fff}
a.nx{min-height:56px;border-radius:14px}
a.nx:hover b{color:var(--pill)}
.nx small{display:block;font-size:14px;color:rgba(244,239,230,.72);margin-top:2px}

/* calculator (net sheet) */
.seg{display:inline-flex;padding:5px;border-radius:999px;background:#fff;border:1px solid var(--line);box-shadow:0 10px 24px -18px rgba(28,27,25,.5)}
.seg button{height:48px;padding:0 22px;border-radius:999px;font-size:15px;font-weight:600;color:var(--ink-2);transition:all .25s}
.seg button[aria-pressed=true]{background:var(--ink);color:#fff}
.calc{display:grid;grid-template-columns:1fr 440px;gap:clamp(20px,3vw,40px);align-items:start;margin-top:26px}
.calc [hidden]{display:none!important}
.res{position:sticky;top:110px;background:var(--ink);color:#F4EFE6;border-radius:32px;padding:clamp(20px,2.4vw,30px);overflow:hidden}
.res:before{content:"";position:absolute;width:520px;height:520px;left:-220px;bottom:-330px;border-radius:50%;background:radial-gradient(circle,rgba(242,209,107,.22),transparent 65%);pointer-events:none}
.res .sm{color:rgba(244,239,230,.55);position:relative}
.big{position:relative;font-size:clamp(46px,4.6vw,66px);font-weight:300;letter-spacing:-.05em;line-height:1;margin:10px 0 4px;font-variant-numeric:tabular-nums;color:#fff}
.big-sub{position:relative;font-size:14.5px;color:rgba(244,239,230,.7)}
.res .ledger{position:relative;margin-top:20px;background:#F4EFE6;color:var(--ink);border-radius:22px;padding:6px 20px 16px}
.res .li{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line);font-size:15px}
.res .li:last-child{border-bottom:0}
.res .li small{display:block;font-size:13px;color:var(--muted)}
.res .li b{font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap}
.res .li.plus b{color:#2F6B3C}
.res .li.tbd b{font-weight:500;color:var(--muted);font-size:14px}
.res .li.sum{border-top:2px solid var(--ink);border-bottom:0;margin-top:4px;padding-top:14px}
.res .li.sum b{font-size:18px}
.res .fine{position:relative;margin-top:14px;font-size:13px;color:rgba(244,239,230,.62)}
.res .btn{position:relative;width:100%;margin-top:14px}
.netbar{display:none}
@media (max-width:1100px){
  .netbar{position:fixed;left:10px;right:10px;bottom:calc(10px + env(safe-area-inset-bottom));z-index:45;display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:64px;padding:10px 12px 10px 20px;border-radius:22px;background:#1C1B19;color:#fff;box-shadow:0 20px 40px -18px rgba(0,0,0,.6);transform:translateY(160%);transition:transform .45s cubic-bezier(.16,1,.3,1)}
  .netbar.on{transform:none}
  [data-net] .calc .fcard-w{margin-bottom:84px}
  .netbar small{display:block;font-size:13px;color:rgba(244,239,230,.65)}
  .netbar b{display:block;font-size:24px;font-weight:500;letter-spacing:-.03em;font-variant-numeric:tabular-nums;line-height:1.1}
  .nb-go{display:inline-flex;align-items:center;gap:6px;height:44px;padding:0 16px;border-radius:999px;background:linear-gradient(180deg,#F8E08C,#F2D16B 50%,#E5BC44);color:var(--ink);font-size:14.5px;font-weight:600;white-space:nowrap}
}
.who{display:flex;gap:8px;flex-wrap:wrap}
.chk{display:flex;align-items:center;gap:12px;min-height:48px;font-size:15px;cursor:pointer}
.chk input{width:22px;height:22px;accent-color:#B8862F}
.chk input{flex:none}.chk span{line-height:1.4}

/* closing band + footer */
.close{padding-top:clamp(70px,8vw,120px);padding-bottom:70px}
.big-close{display:flex;align-items:flex-start;justify-content:space-between;gap:20px}
.big-close .x{font-size:clamp(60px,12.4vw,190px)}
.sq{flex:none;width:clamp(64px,8vw,120px);height:clamp(64px,8vw,120px);border-radius:18px;background:linear-gradient(180deg,#F8E08C,#F2D16B 50%,#E5BC44);display:grid;place-items:center;transition:transform .3s;box-shadow:0 1px 0 rgba(255,255,255,.85) inset,0 20px 40px -24px rgba(150,105,20,.8)}
.sq:hover{transform:rotate(-8deg) scale(1.04)}
.sq svg{width:44%;height:44%}
.close-row{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-top:26px;align-items:center}
.close-row p{color:var(--ink-2);max-width:44ch}
footer{padding-bottom:18px}
.fcard{background:var(--ink);color:#EDE7DC;border-radius:34px;padding:clamp(28px,4vw,52px)}
.fg{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:34px}
.fg h5{font-size:14px;font-weight:500;color:#fff;margin-bottom:14px}
.fg a,.fg .fline{display:block;padding:4px 0;font-size:14px;color:rgba(237,231,220,.72)}
.fg a:hover{color:var(--pill)}
.fg img{height:92px;width:auto}
.fg a.flogo,.fg a.flogo:hover{display:block;width:max-content;padding:0}
.ico-row{display:flex;gap:8px;margin-top:6px}
.ico-row a{width:34px;height:34px;border-radius:50%;background:var(--pill);color:var(--ink);display:grid;place-items:center;padding:0;font-weight:700}
.fb{margin-top:40px;padding-top:18px;border-top:1px solid rgba(237,231,220,.14);display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:13px;color:rgba(237,231,220,.55)}
.fb a{text-decoration:underline;text-underline-offset:3px}
.tct-toast{position:fixed;left:50%;bottom:24px;transform:translate(-50%,30px);background:var(--ink);color:#fff;padding:12px 18px;border-radius:999px;font-size:14px;opacity:0;transition:all .3s;z-index:99;max-width:calc(100% - 32px);text-align:center}
.tct-toast.on{opacity:1;transform:translate(-50%,0)}

@media (max-width:1100px){
  .nav{display:none}.burger{display:flex}
  .pgh-in{grid-template-columns:1fr}
  .read{grid-template-columns:1fr}
  .toc{position:relative;top:0;flex-direction:row;flex-wrap:wrap;padding:10px;gap:6px}
  .toc .sm,.toc .toc-call{display:none}
  .toc a{padding:8px 14px;background:var(--bg1);border:1px solid var(--line);border-radius:999px}
  .split{grid-template-columns:1fr}
  .side-card{position:relative;top:0}
  .steps{grid-template-columns:1fr 1fr}
  .cards{grid-template-columns:1fr 1fr}
  .kr{grid-template-columns:1fr 1fr}
  .tm-row{grid-template-columns:1fr 1fr 1fr}
  .fwrap{grid-template-columns:1fr}
  .next{position:relative;top:0}
  .calc{grid-template-columns:1fr}
  .res{position:relative;top:0}
  .fg{grid-template-columns:1fr 1fr}
}
/* phone pass: 44px+ taps, 16px inputs, nothing under 13px */
@media (max-width:700px){
  .head{inset:10px 0 auto}
  .bar{width:calc(100% - 20px)}
  .hr .lang,.hr .btn{display:none}
  .pgh{padding-top:104px;border-radius:0 0 30px 30px}
  .pgh-h{font-size:clamp(38px,10.6vw,52px)}
  .pgh-sub{font-size:16px}
  .pgh-ctas .btn{flex:1 1 auto}
  .pgh-photo{height:300px}
  .pgh-card{font-size:16px;width:78%}
  .crumbs{margin-bottom:14px}
  .crumbs a{display:inline-flex;align-items:center;min-height:44px}
  .toc{flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;margin:0 calc(-1 * var(--pad));border-radius:0;border-left:0;border-right:0;padding:10px var(--pad)}
  .toc::-webkit-scrollbar{display:none}
  .toc a{white-space:nowrap;flex:none}
  .prose p{font-size:16.5px}
  .ticks{grid-template-columns:1fr}
  .steps,.steps.three,.steps.two{grid-template-columns:1fr}
  .flow{grid-template-columns:1fr;gap:22px}
  .flow:before{left:33px;right:auto;top:30px;bottom:30px;border-top:0;border-left:2px dashed rgba(168,69,47,.45)}
  .fl{display:grid;grid-template-columns:68px 1fr;gap:16px;text-align:left;padding:0;align-items:center}
  .fl .ic{margin:0}
  .fl p{margin:4px 0 0;max-width:none}
  .note{flex-direction:column;padding:20px}
  .cards,.kr{grid-template-columns:1fr}
  .krc{min-height:150px}
  .svl{grid-template-columns:1fr}
  .tm-row{grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:78vw;overflow-x:auto;scroll-snap-type:x mandatory;margin:0 calc(-1 * var(--pad));padding:0 var(--pad) 10px;scrollbar-width:none}
  .tm-row::-webkit-scrollbar{display:none}
  .tm-card{scroll-snap-align:start}
  .num-row{grid-template-columns:1fr}
  .week{grid-template-columns:1fr;gap:8px}
  .day{min-height:0;flex-direction:row;flex-wrap:wrap;align-items:baseline;gap:4px 12px;padding:16px}
  .day .d{width:44px}
  .day small{flex-basis:100%;padding-left:56px}
  .vs{grid-template-columns:1fr}
  .grid2,.grid3{grid-template-columns:1fr}
  .fs .hint{padding-left:0}
  .fs legend{font-size:20px}
  .fcard-w{border-radius:24px;padding:20px 16px}
  .submit-row .btn{width:100%}
  .seg{display:flex;width:100%}
  .seg button{flex:1;padding:0 10px}
  .big-close{flex-direction:row;align-items:flex-end;gap:12px}
  .big-close .x{font-size:13vw}
  .sq{width:52px;height:52px;border-radius:14px}
  .fg{grid-template-columns:1fr}
  .fg a,.fg .fline{padding:11px 0;font-size:15px;color:rgba(237,231,220,.78)}
  .fg h5{margin-bottom:4px;font-size:15px}
  .ico-row{gap:12px;margin-top:8px}
  .ico-row a{width:44px;height:44px}
  .fb{font-size:13px}
  .fb a{display:inline-flex;align-items:center;min-height:44px;padding:0 6px}
  .brand .dot{width:44px;height:44px}
  .burger{width:44px;height:44px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}html{scroll-behavior:auto}}

/* ---------- polish layer (2026-09-29): micro-interactions. Motion sits on structure (numbers, fields,
   progress, the page itself), never on decoration. No libraries; phones get only the tap feedback;
   reduced-motion switches every piece off. JS half: end of shared.js. ---------- */
/* 1. page to page: a soft cross-fade while the header bar stays still (older browsers just navigate) */
@view-transition{navigation:auto}
.bar{view-transition-name:tct-bar}
::view-transition-old(root){animation:tct-vt-out .16s ease both}
::view-transition-new(root){animation:tct-vt-in .38s cubic-bezier(.16,1,.3,1) both}
@keyframes tct-vt-out{to{opacity:0}}
@keyframes tct-vt-in{from{opacity:0;transform:translateY(10px)}}
/* 2. reading ring: a hairline gold ring round the logo dot fills as you scroll the page */
.brand .dot{position:relative}
.tct-rd{position:absolute;left:-4px;top:-4px;width:48px;height:48px;transform:rotate(-90deg);pointer-events:none;overflow:visible}
.tct-rd circle{fill:none;stroke:var(--gold);stroke-width:1.6;stroke-linecap:round;stroke-dasharray:1;stroke-dashoffset:1;opacity:0;transition:opacity .5s}
.tct-rd.is-on circle{opacity:1}
/* 3. money that changes settles in, digits on a fixed grid so nothing jitters */
[data-o],[data-out],[data-nb=val]{font-variant-numeric:tabular-nums}
b[data-out=total],b[data-nb=val]{display:inline-block}
.is-tick{animation:tct-tick .44s cubic-bezier(.16,1,.3,1)}
@keyframes tct-tick{from{opacity:.2;transform:translateY(.22em);filter:blur(3px)}}
/* 4. a finished field says so: a small gold check draws itself in */
form .fld{position:relative}
.fld.is-ok input{padding-right:46px}
.fld .tct-ok{position:absolute;right:15px;width:20px;height:20px;pointer-events:none;opacity:0;transform:scale(.6);transition:opacity .25s,transform .35s cubic-bezier(.16,1,.3,1)}
.fld .tct-ok path{fill:none;stroke:var(--gold);stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;stroke-dasharray:1;stroke-dashoffset:1;transition:stroke-dashoffset .45s .08s cubic-bezier(.65,0,.35,1)}
.fld.is-ok .tct-ok{opacity:1;transform:none}
.fld.is-ok .tct-ok path{stroke-dashoffset:0}
.fld.bad .tct-ok{opacity:0}
/* 5. desktop only: menu links underline from the left; white cards catch a soft light under the pointer */
@media (hover:hover) and (pointer:fine){
  .nav a:not([aria-current=page]):after{content:"";position:absolute;left:0;right:0;bottom:-7px;height:1.5px;background:var(--gold);transform:scaleX(0);transform-origin:right;transition:transform .4s cubic-bezier(.16,1,.3,1)}
  .nav a:not([aria-current=page]):hover:after{transform:scaleX(1);transform-origin:left}
  .krc,.dcard,.rule{position:relative;isolation:isolate}
  .tct-spot{position:absolute;inset:0;border-radius:inherit;pointer-events:none;z-index:-1;opacity:0;transition:opacity .4s;background:radial-gradient(360px circle at var(--mx,50%) var(--my,50%),rgba(242,209,107,.2),transparent 62%)}
  :hover>.tct-spot{opacity:1}
}
/* 6. phones: anything you press gives a little */
@media (hover:none){
  .btn:active,.dcard:active,.krc:active,.sq:active{scale:.97}
  .card:active{scale:.985}
}
@media (prefers-reduced-motion:reduce){
  @view-transition{navigation:none}
  .tct-rd{display:none}
  .fld .tct-ok path{stroke-dashoffset:0}
}

/* Adam Bayer: his only photo is 155px (10/5 email), so a round frame, not a full-card cut-out, until a larger file arrives */
.tm-round{position:absolute;left:50%;top:16%;translate:-50% 0;width:150px;height:150px;border-radius:50%;object-fit:cover;z-index:-1;border:3px solid #F2D16B;box-shadow:0 18px 36px -16px rgba(0,0,0,.6)}

/* 10/5 Adam Bayer: "Company Name & Logo much bigger". Header brand ~2x, real logo files from his 10/5 email */
.brand{gap:12px}
.brand .dot{width:58px;height:58px}
.brand .dot img{height:38px}
.brand .w{height:28px}
/* 10/7 Adam Bayer again: "Logo bigger" → header +15% (58px mark, 28px wordmark); the hero logo carries the real size jump */
@media (max-width:760px){.brand .dot{width:48px;height:48px}.brand .dot img{height:32px}.brand .w{height:21px}}
.tm-full{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 18%;z-index:-1;transition:transform 1.2s cubic-bezier(.16,1,.3,1)}
.tm-card:hover .tm-full{transform:scale(1.04)}

/* 10/6 WCAG 2.1 AA pass (axe-core, verify/a11y_axe.py) */
.fg .ico-row a,.fg .ico-row a:hover{color:var(--ink)}
.svl div span{color:#8A6420}
.tm-row:focus-visible{outline:2px solid #B8862F;outline-offset:4px;border-radius:12px}